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What Constitutes Harassment by a Debt Collector?

What Constitutes Harassment by a Debt Collector?

Continuous communications from debt collectors can be overwhelming and annoying, but at what point is the communication considered harassment? Debt collection harassment is more common than you might think. In fact, a recent study by the Consumerist found that one-in-four consumers – or 27 percent – felt threatened by debt collectors for outstanding bills or loans they owed.

Changes Coming to Student Loan Bankruptcy Rules

Changes Coming to Student Loan Bankruptcy Rules

The Department of Education is reviewing the current ‘undue hardship’ standard when it comes to discharging student loan debt in bankruptcy. Judges generally require borrowers prove that they cannot maintain a “minimal standard of living” while repaying the loans, that their circumstances will not change for a significant amount of time and that they have made “good faith efforts” to repay the loan before filing for bankruptcy.

What Are the Consequences of Ignoring a Debt Collector?

What Are the Consequences of Ignoring a Debt Collector?

Ignoring calls from a debt collector can be tempting, but is it always a good idea? Ignoring a problem does not make it go away, and this is especially true with debt. One of the worst things that can happen if you ignore a debt collector is that it can result in you being sued. If a judgment is entered against you for an unpaid debt, it can result in your wages being garnished, even funds being withdrawn from your bank account.

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Law Offices of Walter F. Benenati: Bankruptcy Attorney

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